Please carefully read and understand the following terms and conditions before using our credit repair services. By engaging with our services, you agree to abide by these terms and conditions in their entirety.

1. Services Offered:

We, offer credit repair services aimed at assisting individuals in improving their credit scores and overall creditworthiness. Our services include reviewing credit reports, identifying inaccuracies, and communicating with credit bureaus and creditors to rectify errors or outdated information.

2. Client Responsibilities:

You, the client, acknowledge and agree to the following responsibilities:

  • Providing accurate and complete information necessary for the credit repair process.
  • Cooperating in a timely manner by providing requested documentation and responding to our communications promptly.
  • Not engaging in any deceptive or fraudulent activities related to your credit repair efforts.

3. No Guaranteed Outcomes:

While we will diligently work towards improving your credit situation, we cannot guarantee specific results or a specific increase in your credit score. The impact of credit repair varies based on individual circumstances and the accuracy of the information on your credit reports.

4. Fees and Payments:

Our fees for credit repair services are outlined in the agreement signed upon engagement. Payment terms and schedules will also be specified in the agreement. All payments are non-refundable once services have been rendered.

5. Privacy and Confidentiality:

We take your privacy seriously. Any personal or financial information shared with us will be kept confidential and used solely for the purpose of providing credit repair services.

6. Legal Compliance:

You are responsible for understanding and complying with all federal, state, and local laws pertaining to credit repair, including the Credit Repair Organizations Act (CROA). We do not provide legal advice, and any guidance provided should not be interpreted as legal advice.

7. Communication:

We will communicate updates, progress, and any significant developments related to your credit repair process. You agree to maintain open communication with us and promptly inform us of any changes in your contact information.

8. Termination of Services:

You have the right to terminate our services at any time. We also reserve the right to terminate services if you breach these terms and conditions, engage in fraudulent activities, or fail to fulfill your responsibilities.

9. Limitation of Liability:

We are not liable for any damages, losses, or expenses resulting from the use of our credit repair services. You acknowledge that the credit repair process involves inherent uncertainties and risks.

10. Amendments to Terms:

We may update these terms and conditions from time to time. Continued use of our services after any changes constitutes your acceptance of the updated terms.

11. Entire Agreement:

These terms and conditions constitute the entire agreement between you and Credit Butterfly regarding credit repair services and supersede any prior agreements, understandings, or representations.